Shin Magungunan Kulawa da Kulawa da Ciwo?

Wadatacce

• Menene Medicare ke rufewa don gudanar da ciwo?
• Sashin Kiwon Lafiya na B
• Sashin Kiwon Lafiya na D
• Gudanar da jin zafi yayin maganin rashin lafiya
• Cancanta don ɗaukar hoto
• Kudin Medicare Sashe na A
• Kudin Medicare Sashe na C
• Kula da marasa lafiya
• Cancanta don ɗaukar hoto
• Kudin Medicare Part B
• Magunguna
• Magungunan likita
• Magungunan kan-kan-kan (OTC)
• Me yasa zan bukaci kulawa da ciwo?
• Sauran hanyoyin magance ciwo
• Takeaway

• Medicare ta ƙunshi nau'o'in hanyoyin kwantar da hankali da sabis da yawa da ake amfani da su wajen magance ciwo.
• Magungunan da ke kula da ciwo an rufe su a ƙarƙashin Sashin Kiwon Lafiya na D.
• An rufe hanyoyin kwantar da hankali da sabis don magance ciwo a ƙarƙashin Sashin Kiwon Lafiya na Sashe na B.
• Shirye-shiryen Amfani da Medicare yawanci suna rufe aƙalla magunguna da sabis iri ɗaya kamar ɓangarorin B da D.

Kalmar "kula da ciwo" na iya haɗawa da abubuwa daban-daban. Wasu mutane na iya buƙatar gudanar da ciwo na gajeren lokaci bayan tiyata ko rauni. Wasu na iya buƙatar gudanar da ciwo na dogon lokaci don yanayi kamar amosanin gabbai, fibromyalgia, ko wasu cututtukan ciwo.

Gudanar da jin zafi na iya zama mai tsada don haka kuna iya mamakin idan Medicare ta rufe shi. Medicare yana rufe yawancin hanyoyin kwantar da hankali da sabis ɗin da zaku buƙaci don magance ciwo.

Karanta don koyon waɗanne ɓangarorin na Medicare sun ƙunshi magunguna da sabis daban-daban, farashin da zaka iya tsammanin, da ƙari game da hanyoyi da yawa da za'a iya magance ciwo.

Menene Medicare ke rufewa don gudanar da ciwo?

Medicare yana ba da ɗaukar hoto don yawancin jiyya da sabis waɗanda ake buƙata don sarrafa ciwo. Anan akwai bayyanan sassan sassan da suka rufe shi da kuma irin magungunan da aka haɗa.

Sashin Kiwon Lafiya na B

Sashin Kiwon Lafiya na B, inshorar likitanku, zai rufe waɗannan ayyuka masu alaƙa da kula da ciwo:

• Gudanar da magani. Ana iya buƙatar izini na farko kafin ku iya cike magungunan narcotic. Hakanan za'a iya ba ku ƙayyadadden yawa.
• Ayyukan haɗin haɗin lafiyar lafiya. Wani lokaci, mutanen da ke fama da ciwo na yau da kullun na iya samun matsaloli tare da damuwa da damuwa. Medicare ya ƙunshi ayyukan kiwon lafiyar halayya don taimakawa sarrafa waɗannan sharuɗɗan.
• Jiki na jiki. Don maganganu masu zafi da na ciwo mai ɗorewa, likita na jiki zai iya ba da umarnin maganin jiki don taimakawa wajen magance ciwo.
• Maganin aiki. Irin wannan farfadowa yana taimaka dawo da ku zuwa ayyukanku na yau da kullun waɗanda ba za ku iya yin yayin ciwo ba.
• Magungunan cututtuka na chiropractic. Sashe na B yana iyakance iyakantaccen magudi na kashin baya idan ya zama dole likita ya gyara subluxation.
• Shaye-shaye da amfani da shaye shaye. Wani lokaci, ciwo mai ɗorewa na iya haifar da shan ƙwayoyi. Medicare yana rufe bincike da shawara don wannan kuma.

Sashin Kiwon Lafiya na D

Sashin Medicare Sashe na D (ɗaukar magungunan magani) zai taimaka muku biyan kuɗin magunguna da shirye-shiryen ku don sarrafa su. An rufe shirye-shiryen gudanar da aikin kulawa da magani kuma zasu iya ba da gudummawa game da larurar buƙatu mai rikitarwa. Sau da yawa, ana ba da magunguna masu ciwo na opioid, kamar su hydrocodone (Vicodin), oxycodone (OxyContin), morphine, codeine, da fentanyl, don taimakawa sauƙaƙe alamunku.

Gudanar da jin zafi yayin maganin rashin lafiya

Kuna iya karɓar maganin ciwo idan kun kasance mai haƙuri a asibiti ko cibiyar kulawa ta dogon lokaci saboda dalilai masu zuwa:

• hatsarin mota ko babbar rauni
• tiyata
• magani don rashin lafiya mai tsanani (alal misali)
• karshen-rayuwa (hospice) kulawa

Yayin da aka shigar da ku asibiti, kuna iya buƙatar sabis daban-daban ko hanyoyin kwantar da hankali don kula da ciwo, gami da:

• epidural ko wasu allurar kashin baya
• magunguna (na narcotic da marasa narcotic)
• aikin likita
• gyaran jiki

Cancanta don ɗaukar hoto

Don samun cancanta don ɗaukar hoto, dole ne a sanya ku cikin tsarin shirin Medicare na asali ko shirin Sashin Kiwon Lafiya na C (Tsarin Kiwon Lafiya). Dole ne likita ya zama dole ne kasancewar asibiti ya zama dole don likita kuma dole ne asibitin su shiga cikin Medicare.

Kudin Medicare Sashe na A

Kashi na A shine inshorar asibiti. Yayin da aka shigar da ku asibiti, kuna da alhakin biyan kuɗi masu zuwa ƙarƙashin Sashi na A:

• $1,408 za a iya cire kuɗin kowane lokacin fa'ida kafin fara aiki
• $0 tsabar kuɗi don kowane lokacin fa'ida na kwanaki 60 na farko
• $352 Tabbatar da tsabar kudi kowace rana na kowane lokacin amfani tsawon kwanaki 61 zuwa 90
• $704 Tabbatar da tsabar kudi a kowace "ranar ajiyar rayuwa" bayan rana 90 don kowane lokacin fa'ida (har zuwa kwanaki 60 a rayuwar ku)
• Kashi 100 na farashi bayan kwanakin ajiyar ku

Kudin Medicare Sashe na C

Kudin kuɗi a ƙarƙashin shirin na Medicare Part C zai zama daban kuma zai dogara ne da wane shiri kuke da shi da kuma yawan ɗaukar hoto da kuka zaba. Matsayin da kuke dashi a ƙarƙashin shirin Sashi na C dole ne ya zama aƙalla dai-dai da ainihin abin da Medicare ke rufewa.

Kula da marasa lafiya

Wasu nau'ikan maganin rashin jin daɗin jinya kuma an rufe su a karkashin Sashin Kiwon Lafiya na B Wannan wannan ya haɗa da abubuwa kamar:

• kula da magunguna
• magudi na kashin baya, idan likita ya zama dole
• injections na asibiti (injections na steroid, epidural injections)
• nervearfafa jijiyar lantarki mai canzawa (TENS) don ciwo bayan aikin tiyata
• cututtukan jini na jijiyoyin jini (facin jini) don ciwon kai bayan farcen mara ko jijiya

Cancanta don ɗaukar hoto

Kafin a rufe waɗannan ayyukan da hanyoyin, dole ne likitan da ke cikin aikin likita ya tabbatar da cewa suna da mahimmanci don kula da lafiyar ku.

Kudin Medicare Part B

A karkashin Medicare Sashe na B, kai ke da alhakin biyan kuɗi:

• An $198 cire kuɗi na shekara-shekara, wanda dole ne a sadu da shi kowace shekara kafin a rufe duk wani aikin da ya dace na likita
• Adadinku na wata, wanda shine $144.60 ga mafi yawan mutane a cikin 2020

Magunguna

Magungunan likita

Sashin Kiwon Lafiya na D yana ba da izinin maganin magani. Dukansu Sashi na D da wasu Tsarin Medicare Sashe na C / Medicare Amfani da tsare-tsaren sun rufe yawancin kwayoyi waɗanda za'a iya tsara su don kula da ciwo. Wadannan tsare-tsaren na iya kuma rufe shirye-shiryen kula da lafiyar magunguna idan kuna da rikitattun bukatun kiwon lafiya.

Magunguna na yau da kullun waɗanda za'a iya amfani dasu don kula da ciwo sun haɗa, amma ba'a iyakance ga:

• magunguna masu ciwo na narcotic kamar Percocet, Vicodin, ko oxycodone
• gabapentin (maganin ciwon jijiya)
• celecoxib (magani mai kashe kumburi)

Wadannan magungunan suna nan a cikin sifa da nau'ikan sunan sunaye. Magungunan da aka rufe zasu dogara ne akan shirin ku na musamman. Kudin kuɗi zai bambanta daga shirin zuwa shirin, kamar yadda adadin yawan magunguna zai sha. Kudin zai dogara ne akan tsarin shirinku na mutum, wanda ke amfani da tsarin bene don hada kwayoyi zuwa cikin tsada, matsakaita, da kuma karancin farashi.

Yana da mahimmanci ka je wurin mai ba da sabis na kiwon lafiya da kuma kantin magani don samun umarnin ka na Medicare Sashe na D. Ga Kashi na C, dole ne ka yi amfani da masu ba da hanyar sadarwa don tabbatar da cikakken fa'ida.

Ya kamata likitan lafiyar ku ya ba ku zaɓuɓɓuka da yawa don magance ciwo, ba kawai magungunan narcotic ba. Tare da ƙaruwa a cikin opioid overdoses a cikin 'yan kwanakin nan, ana ƙara ba da fifiko ga amfani da narcotic mai lafiya.

Zai yi kyau a sami ra'ayi na biyu don ganin idan wasu zaɓuɓɓukan da ba na narcotic ba, kamar maganin jiki, na iya taimaka tare da yanayinku.

Magungunan kan-kan-kan (OTC)

Magungunan OTC waɗanda za a iya amfani dasu don maganin ciwo sun haɗa da:

• acetaminophen
• ibuprofen
• naproxen
• facin lidocaine ko wasu magungunan magunguna

Sashe na Medicare Sashi ba ya rufe magungunan OTC, kawai magunguna ne kawai. Wasu tsare-tsaren Sashi na C na iya haɗawa da izinin waɗannan magunguna. Duba tare da shirin ku game da ɗaukar hoto kuma ku tuna wannan yayin sayayya don shirin Medicare.

Me yasa zan bukaci kulawa da ciwo?

Gudanar da ciwo ya haɗa da jiyya, hanyoyin kwantar da hankali, da sabis waɗanda ake amfani da su don magance ciwo mai tsanani da na kullum. Babban ciwo yawanci ana haɗuwa da sabon rashin lafiya ko rauni. Misalan mummunan ciwo sun haɗa da:

• zafi bayan tiyata
• zafi bayan haɗarin mota
• karyewar ƙashi ko ƙafa
• nasara nasara

Misalan yanayin ciwo mai tsanani sun haɗa da:

• ciwon daji
• fibromyalgia
• amosanin gabbai
• fayafai a cikin bayanku
• ciwo mai ciwo na kullum

Sauran hanyoyin magance ciwo

Baya ga magungunan ciwo da maganin jiki, akwai wasu hanyoyin don magance ciwo na kullum. Mutane da yawa suna samun sauƙi tare da hanyoyin kwantar da hankali masu zuwa:

• acupuncture, wanda a yanzu an rufe shi a ƙarƙashin Medicare don mutanen da ke da matsala tare da ƙananan ciwon baya
• CBD ko wasu mahimmin mai
• maganin sanyi ko zafi

Yawancin waɗannan ba Medicare ke rufe su ba amma bincika takamaiman shirin ku don ganin idan an rufe far.

Takeaway

• Magunguna da sabis na kula da jinƙai gabaɗaya suna rufe mafi yawan shirye-shiryen Medicare idan sun sami tabbaci kamar yadda likitan lafiya ya buƙaci.
• Coverageididdigar Fa'idodin Medicare na iya bambanta daga shirin zuwa shirya, don haka tabbatar da bincika mai ba da inshorar ku game da abin da ke ƙarƙashin tsarin ku na musamman.
• Akwai sauran zaɓuɓɓuka da yawa don bincika don sarrafa ciwo ban da magungunan raɗaɗin narcotic.

Bayanin da ke wannan gidan yanar gizon na iya taimaka muku wajen yanke shawara na kanku game da inshora, amma ba a nufin ba da shawara game da sayan ko amfani da kowane inshora ko samfuran inshora. Media na Lafiya ba ya canza kasuwancin inshora ta kowace hanya kuma ba shi da lasisi a matsayin kamfanin inshora ko mai samarwa a cikin kowane ikon Amurka. Media na Lafiya ba ya ba da shawara ko amincewa da wani ɓangare na uku da zai iya ma'amala da kasuwancin inshora.