Shin Magungunan Kiwan Lafiya Zai rufe MRI?

Wadatacce

• A wane yanayi ne Medicare zai rufe MRI?
• Nawa ne kudin MRI mai matsakaici?
• Waɗanne shirye-shiryen Medicare sun rufe MRI?
• Sashin Kiwon Lafiya A
• Sashin Kiwon Lafiya na B
• Kashi na Medicare C (Amfanin Medicare)
• Sashin Kiwon Lafiya na D
• Medicarin Medicare (Medigap)
• Menene MRI?
• Takeaway

MRI naka may a rufe ta Medicare, amma dole ne ka cika wasu ka'idoji. Matsakaicin farashin MRI guda ɗaya yana kusan $ 1,200. Kudin aljihu don MRI zai bambanta dangane da ko kuna da Asibiti na Asali, shirin Amfanin Medicare, ko ƙarin inshora kamar Medigap.

Binciken MRI shine ɗayan mahimman kayan aikin bincike waɗanda likitoci ke amfani dasu don yanke shawarar wane irin magani kuke buƙata. Wadannan sikanin zasu iya tantance raunin da ya faru da yanayin kiwon lafiya kamar su anerysm, bugun jini, yayyage jijiyoyi, da ƙari.

Wannan labarin zai tattauna farashin da ke haɗuwa da MRI idan kuna da Medicare, da kuma yadda zaku sami mafi kyawun ɗaukarku.

A wane yanayi ne Medicare zai rufe MRI?

Medicare zai rufe MRI muddin bayanan da ke gaba gaskiya ne:

• An ba da umarnin MRI ɗin ku ko umarni daga likita wanda ya karɓi Medicare.
• An tsara MRI a matsayin kayan aikin bincike don ƙayyade magani don yanayin likita.
• Ana yin MRI ɗin ku a asibiti ko kayan aikin hoto waɗanda ke karɓar Medicare.

A karkashin Asibiti na Asali, za ku ɗauki alhakin kashi 20 cikin ɗari na farashin MRI, sai dai idan kun riga kun sadu da abin da kuka cire.

Nawa ne kudin MRI mai matsakaici?

Dangane da Medicare.gov, matsakaicin kuɗin aljihu don aikin duba lafiyar MRI yana kusan $ 12. Idan MRI ya faru yayin da aka duba ku a cikin asibiti, farashin kuɗi shine $ 6.

Ba tare da wani inshora ba, farashin MRI na iya gudana sama da $ 3,000 ko fiye. Binciken da Kaiser Family Foundation ya tattara ya nuna cewa matsakaicin farashin MRI ba tare da inshora ba ya kai $ 1,200, kamar na 2014.

MRIs na iya zama masu tsada dangane da tsadar rayuwa a yankinku, makaman da kuke amfani da su, da kuma abubuwan kiwon lafiya, kamar idan ana buƙatar fenti na musamman don hotonku ko kuma idan kuna buƙata ko maganin tashin hankali a lokacin MRI.

Waɗanne shirye-shiryen Medicare sun rufe MRI?

Yankuna daban-daban na Medicare na iya taka rawa wajen samar da ɗaukar hoto don MRI.

Sashin Kiwon Lafiya A

Kashi na A na Medicare yana daukar nauyin kulawar da kake samu a asibiti. Idan kun sha MRI a lokacin asibiti, Medicare Sashe na A zai rufe wannan hoton.

Sashin Kiwon Lafiya na B

Sashe na B na Medicare yana ɗaukar sabis na marasa lafiya da kayan aiki waɗanda kuke buƙatar magance yanayin kiwon lafiya, ban da magunguna. Idan kuna da Medicare na Asali, Medicare Part B zai zama abin da ke rufe kashi 80 na MRI, idan ya cika ƙa'idodin da aka lissafa a sama.

Kashi na Medicare C (Amfanin Medicare)

Sashin Medicare Part C kuma ana kiransa Amfani da Medicare. Amfanin Medicare shine tsare-tsaren inshora mai zaman kansa wanda ke rufe abin da Medicare ke rufewa kuma wani lokacin ƙari.

Idan kuna da shirin Amfani da Medicare, kuna buƙatar tuntuɓar mai ba da inshorar ku kai tsaye don sanin nawa ne kudin MRI da za ku biya.

Sashin Kiwon Lafiya na D

Sashin Kiwon Lafiya na D ya shafi magungunan magani. Idan kuna buƙatar shan magani a matsayin ɓangare na MRI ɗinku, kamar maganin rigakafin tashin hankali don shan MRI mai ruɗi, Sashin Kiwon Lafiya na D zai iya biyan wannan kuɗin.

Medicarin Medicare (Medigap)

Arearin Medicare, wanda ake kira Medigap, inshora ne mai zaman kansa wanda zaku iya siyan don ƙarin Asalin Asibiti. Asalin Medicare na asali ya rufe kashi 80 na gwaje-gwajen bincike kamar MRIs, kuma ana tsammanin za ku biya sauran kashi 20 na kuɗin, sai dai idan kun riga kun haɗu da kuɗin ku na shekara.

Shirye-shiryen Medigap na iya rage adadin da ake binku a aljihu don MRI, gwargwadon ƙayyadaddun manufofin ku da irin yanayin ɗaukar aikin da yake bayarwa.

Menene MRI?

MRI yana nuni ne da sikanin hoton maganadisu. Ba kamar hotunan CT da ke amfani da hasken rana ba, MRIs suna amfani da raƙuman rediyo da magnetic filaye don ƙirƙirar hoton gabobin cikinku da ƙasusuwa.

Ana amfani da MRIs don tantancewa da ƙirƙirar shirye-shiryen maganin cututtukan ƙwayoyin cuta, cututtukan kashin baya, raunin ƙwaƙwalwa, ciwace-ciwacen daji, bugun jini da sauran yanayin zuciya, ƙwayoyin cuta da yawa, cututtukan Alzheimer, cututtukan ƙasusuwa, lalacewar nama, haɗakar haɗuwa, da sauran yanayin kiwon lafiya marasa adadi.

Idan likitan ku ya ce kuna buƙatar MRI, tabbas suna ƙoƙari don tabbatar da ganewar asali ko neman ƙarin abin da ke haifar da alamunku.

Kuna iya buƙatar samun sashin jikinku ɗaya, wanda aka sani da MRI mai tsayi. Hakanan zaka iya buƙatar samun babban ɓangaren ɗanka ya bincika, wanda ake kira MRI rufe.

Duk hanyoyin guda biyu sun hada da yin kwance har tsawon mintuna 45 a lokaci guda yayin da maganadisu zai samar da filin caji da ke kewaye da kai kuma igiyar rediyo na watsa bayanai don kirkirar binciken. Dangane da nazarin nazarin shekara ta 2009, ƙungiyar likitocin sun yarda cewa MRIs hanyoyin ƙarancin haɗari ne.

Fasahar MRI ba ta da izinin karanta sikaninku ko bayar da ganewar asali, kodayake kuna da matukar damuwa don ra'ayinsu. Bayan an gama MRI, za'a aika hotunan zuwa likitanka.

• Kusa da ranar haihuwar ka ta 65:Lokacin sa hannu Shekaru don cancantar Medicare ya shekara 65. Kuna da watanni 3 kafin ranar haihuwar ku, watan ranar haihuwar ku, da kuma watanni 3 bayan ranar haihuwar ku don yin rajistar Medicare.
• Janairu 1 – Maris 31:Janar lokacin yin rajista. A farkon kowace shekara, kuna da damar yin rijista don Medicare a karo na farko idan ba ku yi hakan ba lokacin da kuka fara cika shekaru 65. Idan kun yi rajista a yayin yin rijistar gaba ɗaya, ɗaukarku zai fara 1 ga Yuli.
• Afrilu 1 – Yuni 30:Sa hannu a Medicare Part D Idan kayi rajista a cikin Medicare yayin rajista gabaɗaya, zaka iya ƙara shirin maganin sayan magani (Medicare Part D) Afrilu zuwa Yuni.
• Oktoba 15 – Disamba 7:Bude rajista. Wannan shine lokacin da zaku iya neman canji a cikin shirinku na Amfani da Medicare, canza tsakanin Amfanin Medicare da Asibitin Asali, ko canza zaɓuɓɓukan shirin Medicare Part D.

Takeaway

Asalin Medicare na asali yana rufe kashi 80 na kuɗin MRI, in dai duk likitan da ya ba da umarnin da kuma wurin da aka yi aikin sun yarda da Medicare.

Sauran zaɓuɓɓukan Medicare, kamar su Tsarin Amfani da Medicare da Medigap, na iya kawo tsadar kuɗin MRI a cikin aljihu ko da ƙasa.

Yi magana da likitanka idan kana da damuwa game da abin da gwajin MRI zai ci, kuma kada ku yi jinkirin tambayar ƙididdigar ƙididdiga bisa ga ɗaukar ku na Medicare.

Bayanin da ke wannan gidan yanar gizon na iya taimaka muku wajen yanke shawara na kanku game da inshora, amma ba a nufin ba da shawara game da sayan ko amfani da kowane inshora ko samfuran inshora. Media na Lafiya ba ya canza kasuwancin inshora ta kowace hanya kuma ba shi da lasisi a matsayin kamfanin inshora ko mai samarwa a cikin kowane ikon Amurka. Media na Lafiya ba ya ba da shawara ko amincewa da wani ɓangare na uku da zai iya ma'amala da kasuwancin inshora.

Karanta wannan labarin a cikin Mutanen Espanya