Maine Medicare Plans a cikin 2021

Wadatacce

• Menene Medicare?
• Sashin Kiwon Lafiya A
• Sashin Kiwon Lafiya na B
• Medicare Kashi na C
• Sashin Kiwon Lafiya na D
• Waɗanne shirye-shiryen Amfani da Medicare ke akwai a Maine?
• Wanene ya cancanci Medicare a Maine?
• Yaushe zan iya shiga cikin shirin Maina na Medicare?
• Lokacin yin rajista na farko
• Janar rajista: Janairu 1 zuwa Maris 31
• Bude lokacin yin rajista: Oktoba 15 zuwa 7 ga Disamba
• Lokacin yin rajista na musamman
• Nasihu don yin rajista a cikin Medicare a Maine
• Maine Medicare albarkatun
• Me zan yi a gaba?

Kullum kun cancanci ɗaukar lafiyar lafiyar Medicare lokacin da kuka cika shekaru 65 da haihuwa. Medicare shiri ne na inshorar lafiya na tarayya wanda ke ba da shirye-shirye a duk faɗin jihar. Maine na Medicine yana da zaɓuɓɓukan ɗaukar hoto da yawa don zaɓar daga, don haka zaku iya ɗaukar mafi kyawun wasa don bukatunku.

Takeauki lokaci don ƙayyade cancantar ka, bincika shirye-shirye iri-iri, da kuma neman ƙarin game da yin rajista a cikin shirin Medicare a Maine.

Menene Medicare?

Da farko kallo, Medicare na iya zama kamar mai rikitarwa. Yana da sassa da yawa, zaɓuɓɓukan ɗaukar hoto daban-daban, da kewayon farashi. Fahimtar Maine na Medicine zai taimaka muku yanke shawara wanda yafi muku.

Sashin Kiwon Lafiya A

Kashi na A shine kashi na farko na Asibiti na asali. Yana ba da tallafi na Medicare, kuma idan kun cancanci fa'idodin Tsaro, zaku sami Sashi na A kyauta.

Sashe na A ya hada da:

• kulawar asibiti
• coverageuntataccen ɗaukar hoto don kulawa da ƙwarewar kulawa (SNF) kulawa
• iyakantaccen ɗaukar hoto don wasu ayyukan kula da lafiyar gida na ɗan lokaci
• hospice kula

Sashin Kiwon Lafiya na B

Kashi na B shine kashi na biyu na Asibiti na asali. Kuna iya buƙatar biyan kuɗi don Sashe na B. Yana rufe:

• alƙawarin likitoci
• rigakafin kulawa
• kayan aiki kamar masu yawo da kujeru
• asibitin kula da marasa lafiya
• gwaje-gwajen gwaje-gwaje da X-ray
• sabis na lafiyar hankali

Medicare Kashi na C

Sashe na C (Amfanin Medicare) ana ba da shirye-shiryen a Maine ta hanyar masu jigilar inshorar lafiya masu zaman kansu waɗanda Medicare ta amince da su. Suna bayar da:

• daidai yake da ɗaukar hoto kamar na asali na asali (sassan A da B)
• takardar sayen magani magani
• servicesarin ayyuka, kamar hangen nesa, haƙori, ko buƙatun ji

Sashin Kiwon Lafiya na D

Sashe na D shine ɗaukar maganin magani wanda aka bayar ta hanyar masu jigilar inshora masu zaman kansu. Yana bayar da ɗaukar hoto don magungunan likitan ku.

Kowane shiri yana ɗaukar jerin magunguna daban-daban, wanda aka sani da tsarin tsara abubuwa. Don haka, kafin shiga cikin shirin Sashe na D, kuna buƙatar tabbatar da cewa za a rufe magungunan ku.

Waɗanne shirye-shiryen Amfani da Medicare ke akwai a Maine?

Idan kayi rajista a cikin Medicare na asali, zaka sami karɓar inshorar kiwon lafiya wacce gwamnati ta tallafawa don jerin asibitoci da sabis na likita.

Shirye-shiryen Amfani da Medicare a Maine, a gefe guda, suna ba da zaɓuɓɓukan ɗaukar hoto na musamman da matakan ƙima da yawa, duk an tsara su don dacewa da bukatun tsofaffi. Masu ɗaukar shirin Kula da Lafiya a Maine sune:

• Aetna
• AMH Lafiya
• Harvard Pilgrim Health Care Inc.
• Humana
• Martin's Point Generations Amfani
• UnitedHealthcare
• WellCare

Ba kamar Medicare na asali ba, wanda shine shiri na ƙasa, waɗannan masu ba da inshorar masu zaman kansu sun bambanta daga jihohi zuwa jiha - har ma tsakanin ƙananan hukumomi. Lokacin bincika tsare-tsaren Amfani na Medicare a cikin Maine, tabbatar cewa kuna kwatanta tsare-tsaren da ke samar da ɗaukar hoto a yankin ku.

Wanene ya cancanci Medicare a Maine?

Yayin da kake la'akari da zaɓin ka, yana da amfani ka san abubuwan da suka cancanta don shirin Medicare a Maine. Za ku cancanci Medicine Maine idan kun:

• sun cika shekaru 65 ko sama da haka
• shekarunsu ba su kai 65 ba kuma suna da ciwo mai tsanani, irin su ƙarshen cutar koda (ESRD) ko amyotrophic lateral sclerosis (ALS)
• 'yan kasa da shekaru 65 kuma sun karɓi fa'idodin nakasa na Tsaro na Tsawon watanni 24
• Ba'amurke ne ko kuma mazaunin dindindin

Za ku cancanci karɓar sashin A kyauta na kyauta ta hanyar Maine na Medicare idan kun:

• biya harajin Medicare don 10 na shekarun aikinku
• karɓar fa'idodin yin ritaya daga ɗayan Tsarin Tsaro ko Kwamitin Ritaya na Railroad
• sun kasance ma'aikatan gwamnati

Yaushe zan iya shiga cikin shirin Maina na Medicare?

Lokacin yin rajista na farko

Mafi kyawun lokacin yin rajista a cikin shirin Medicare a Maine shine lokacin lokacin yin rajistar ku na farko. Wannan yana ba ku damar samun ɗaukar hoto da kuke buƙata daga lokacin da kuka cika shekaru 65 da haihuwa.

Lokacin yin rajistar ku shine taga na watanni 7 wanda zai fara cikakkun watanni 3 kafin ranar haihuwar ku ta 65, ya haɗa da watan haihuwar ku, kuma zai ci gaba da ƙarin watanni uku bayan ranar haihuwar ku.

Idan kun cancanci fa'idodin Tsaro na Zamani, za a sanya ku ta atomatik cikin asalin Maine na Medicare.

A wannan lokacin, zaku iya yin rajista cikin shirin Sashe na D ko shirin Medigap.

Janar rajista: Janairu 1 zuwa Maris 31

Yakamata a sake duba lafiyar Medicare duk shekara kamar yadda likitocin ku suke bukatar canzawa ko kuma yadda tsare-tsaren suke canza manufofin su.

Gabaɗaya lokacin yin rajista daga Janairu 1 zuwa Maris 31. Yana ba ka damar yin rajistar asali na Medicare idan ba ku riga kun yi ba. Hakanan zaka iya amfani da wannan lokacin don yin rajista cikin tsare-tsaren Amfani da Medicare ko ɗaukar hoto na D.

Bude lokacin yin rajista: Oktoba 15 zuwa 7 ga Disamba

Bude lokacin yin rajista yana daga 15 ga Oktoba zuwa 7 ga Disamba. 7. Wani lokaci ne da zaka iya canza ɗaukar hoto.

A wannan lokacin, zaku sami damar canzawa tsakanin shirye-shiryen Amfanin Medicare a Maine, komawa asalin aikin Medicare, ko yin rajista a cikin maganin ƙwaya.

Lokacin yin rajista na musamman

Wasu yanayi suna baka damar shiga cikin Maine na Medicare ko yin canje-canje ga shirinka a wajan waɗannan ƙayyadaddun lokacin yin rajistar. Kuna iya cancanta don lokacin yin rajista na musamman idan kun:

• rasa ma'aikacin inshorar lafiya
• ƙaura daga yankin ɗaukar shirin ka
• motsa cikin gidan kula da tsofaffi

Nasihu don yin rajista a cikin Medicare a Maine

Yayin da kuke auna zabinku da kwatanta shirin Medicare a Maine, bi waɗannan nasihun:

• Gano lokacin da kuka cancanci yin rajista kuma, idan zai yiwu, ku shiga yayin lokacin yin rijista na farko.
• Yi magana da ofishin likitanka kuma gano waɗancan hanyoyin sadarwar da suke. Asali na asali ya rufe yawancin likitoci; kodayake, gudanar da tsare-tsaren Amfani da Medicare a cikin Maine tare da takamaiman likitocin cibiyar sadarwa a kowace karamar hukuma. Tabbatar cewa likitanka yana cikin hanyar sadarwar da aka yarda da kowane shirin da kake la'akari.
• Idan kuna la'akari da shirin magani ko shirin Amfani, sanya cikakken jerin magunguna. Bayan haka, kwatanta wannan jeren akan ɗaukar nauyin da kowane shiri yayi a cikin tsarinsa don tabbatar da an haɗa magungunan ku.
• Dubi yadda kowane shirin yayi gaba ɗaya, kuma a bincika ƙimar inganci ko tsarin kimanta tauraruwa. Wannan sikelin yana nuna yadda kyakkyawan tsarin da aka tsara akan ingancin kiwon lafiya, gudanar da shirin, da ƙwarewar memba. Tsarin tare da darajar tauraruwa 5 yayi kyau sosai. Wataƙila zaku gamsu da irin wannan shirin idan ya sadu da duk sauran bukatunku.

Maine Medicare albarkatun

Organizationsungiyoyin jihohi masu zuwa na iya ba da ƙarin bayani game da asali na Medicare da Tsarin Amfani da Medicare a Maine:

• Jihar Maine tsufa & Ayyukan nakasa. Kira 888-568-1112 ko nemo ƙarin bayani akan layi game da tallafi na gari da gida, kulawa na dogon lokaci, da kuma bada shawara game da Taimakon Inshorar Kiwon Lafiya na Jiha (SHIP), da shawara game da Medicare.
• Ofishin Inshora. Kira 800-300-5000 ko bincika gidan yanar gizon don ƙarin bayani game da fa'idodin Medicare da ƙimar su.
• Ayyukan Shari'a ga Tsofaffi. Don neman shawarar doka game da inshorar lafiya, shirin Medicare, Tsaro na Tsaro, ko fa'idodin fansho, kira 800-750-535 ko duba kan layi.

Me zan yi a gaba?

Yayin da kake kusa da ranar haihuwar 65, fara samun ƙarin bayani game da shirin Medicare a Maine kuma gwada zaɓin ɗaukar hoto. Hakanan kuna so kuyi haka:

• Yi tunani game da ayyukan kiwon lafiyar da kake son samun dama, da kuma samo wani tsari wanda ya dace da kasafin kuɗin ku kawai, amma bukatun lafiyar ku ma.
• Yi amfani da lambar ZIP ɗinka yayin bincika tsare-tsare don tabbatar cewa kana kallon waɗanda ke hannunka ne kawai.
• Kira Medicare, ko shirin Fa'ida ko mai ba da Sashi na D, don yin kowane tambayoyi na biye da fara aikin rajista.

An sabunta wannan labarin a ranar Nuwamba 20, 2020, don yin tunani game da 2021 bayanin Medicare.

Bayanin da ke wannan gidan yanar gizon na iya taimaka muku wajen yanke shawara na kanku game da inshora, amma ba a nufin ba da shawara game da sayan ko amfani da kowane inshora ko samfuran inshora. Media na Lafiya ba ya canza kasuwancin inshora ta kowace hanya kuma ba shi da lasisi a matsayin kamfanin inshora ko mai samarwa a cikin kowane ikon Amurka. Media na Lafiya ba ya ba da shawara ko amincewa da wani ɓangare na uku da zai iya ma'amala da kasuwancin inshora.