Lokacin Rajistar Medicare na 2020: Abin da Za a Sani

Wadatacce

• Rijista na farko
• Lokaci na yin rajista na musamman
• Sassan Medicare C da D lokacin bude rajista na shekara-shekara
• Yaushe ɗaukar hoto zai fara?
• Awauki

Kowace shekara, babban lokacin yin rajista don Medicare Sashe na A da / ko Medicare Part B shine Janairu 1 zuwa Maris 31.

Idan kayi rajista yayin lokacin yin rajista gabaɗaya, ɗaukar hoto zai fara a ranar 1 ga Yuli.

Ci gaba da karatu don ƙarin koyo game da takamaiman lokacin yin rajista da kuma lokacin da ɗaukar hoto ya fara kowane ɗayansu.

Rijista na farko

Farawa da ci gaba bayan cikawar shekaru 65, kuna da lokacin yin rajista na watanni 7 don yin rajistar Medicare Sashe na A (inshorar asibiti) da Medicare Sashe na B (inshorar lafiya):

• Watanni 3 kafin watan haihuwar ka shekara 65
• watan cika shekaru 65 da haihuwa
• watanni uku bayan watan haihuwar ka shekara 65

Misali, idan ranar haihuwarka ta kasance 27 ga Yuni, 1955, lokacin yin rijistar ka ya fara daga Maris 1, 2020, zuwa Satumba 30, 2020.

Lokaci na yin rajista na musamman

Idan ka rasa taga na watanni 7 na lokacin yin rijistar ka na farko, kana iya samun damar yin rajista a Medicare yayin wani Rajista na Musamman (SEP). Kuna iya cancanta ga SEP idan:

• Ta hanyar aikin ku na yanzu, an rufe ku a karkashin tsarin kiwon lafiya na rukuni, yana ba ku damar yin rajista kowane lokaci a waje da lokacin shigar ku na farko don sassan A da / ko B. Kuna cancanci wannan SEP idan ku ko mijin ku (ko, idan kun kasance nakasassu, dan dangi) yana aiki kuma, bisa ga wannan aikin, tsarin kiwon lafiya na rukuni ya rufe ku ta hanyar mai aiki.
• Aikin ku ko shirin kiwon lafiya na rukuni daga wannan aikin na yanzu ya ƙare, a cikin wannan halin kuna da SEP na watanni 8 farawa watan da ke biye wa waɗannan ƙarshen. COBRA da tsare-tsaren kiwon lafiya masu ritaya ba a ɗaukar ɗaukar hoto dangane da aikin yi na yanzu, don haka ba ku cancanci SEP ba lokacin da wannan ɗaukar hoto ya ƙare.
• Kuna da Asusun ajiyar kuɗaɗen lafiya (HSA) tare da Tsarin Kula da Lafiya mai Darfi (HDHP) wanda ya dogara da aikin ku ko na matar ku. Kodayake zaku iya cire kuɗi daga HSA bayan yin rajista a Medicare, yakamata ku daina ba da gudummawa ga HSA mafi ƙarancin watanni 6 kafin fara neman Medicare.
• Kai ɗan agaji ne da ke aiki a ƙasar waje, wanda zaka iya cancanta ga SEP don sassan Medicare A da / ko B.

Sassan Medicare C da D lokacin bude rajista na shekara-shekara

Kowace shekara daga Oktoba 15 zuwa Disamba 7, buɗe rajista yana ba da damar canza ɗaukar hoto tsakanin Medicare. Misali, zaka iya:

• canza daga Asibiti na asali (Bangarorin A da B) zuwa shirin Amfanin Medicare
• canza daga shirin Amfani da Medicare zuwa Asibiti na asali
• shiga, sauke, ko sauya Sashi na D (shirin maganin magani)
• sauya daga shirin Amfani da Medicare zuwa wani

Idan kayi canje-canje ga tsarin kula da lafiyar ku yayin bude rajista na shekara-shekara, tsohuwar ɗaukarku zata ƙare kuma sabon ɗaukar ku zai fara a ranar 1 ga Janairu na shekara mai zuwa.

Wannan yana nufin idan kayi canji a ranar 3 ga Nuwamba, 2020, canjin zai fara aiki ne a ranar 1 ga Janairu, 2021.

Yaushe ɗaukar hoto zai fara?

Idan ka yi rajista don Sashin Medicare Sashe na A da Medicare Sashe na B yayin lokacin yin rijista na farko na farkon watanni 3, ɗaukar hoto zai fara a ranar farko ta watan haihuwar ka.

• Misali: Idan ranar haihuwarka ta 65th ta kasance 27 ga Yuni, 2020, kuma ka yi rajista don Medicare a cikin Maris, Afrilu, ko Mayu na 2020, ɗaukar hoto zai fara a kan Yuni 1, 2020.

Idan ranar haihuwarka ta faɗi a ranar farko ga watan, ɗaukar hoto yana farawa a ranar farko ta watan kafin ranar haihuwar ka.

• Misali: Idan ranar haihuwarka ta 65th itace 1 ga Satumba, 2020, kuma kayi rajista don Medicare a watan Mayu, Yuni, ko Yuli na 2020, ɗaukarku zai fara a ranar 1 ga Agusta, 2020.

Idan bakayi rajista don sassan Medicare A da B ba a farkon watanni 3 na farkon rijistar ku:

• Idan ka yi rajista a cikin watan haihuwarka 65th, ɗaukar hoto zai fara wata 1 bayan ka yi rajista.
• Idan kayi rajista a cikin wata bayan watan haihuwarka 65th, ɗaukar hoto zai fara watanni 2 bayan ka yi rajista.
• Idan ka yi rajista watanni 2 bayan watan haihuwarka na 65th, ɗaukar hoto zai fara watanni 3 bayan ka yi rajista.
• Idan kayi rajista watanni 3 bayan watan haihuwarka na 65th, ɗaukar hoto zai fara watanni 3 bayan ka yi rajista.

Awauki

Akwai lokutan rajista guda hudu:

1. Lokacin yin rajista na farko: lokacin watanni 7 fara watanni 3 kafin watan haihuwar ku na 65th gami da watan haihuwar ku na 65 har zuwa watanni 3 bayan watan haihuwar ku na 65th
2. Lokacin yin rajista na musamman: dangane da yanayi kamar shirin kungiyar lafiya na kungiyar kwadago ko aikin sa kai a wata kasar
3. Janar lokacin yin rajista: Janairu zuwa Maris kowace shekara don mutanen da suka rasa lokacin yin rajista na farko
4. Bangarorin shekara C da D lokacin bude rajista: tsakiyar Oktoba zuwa farkon Disamba, don mutanen da suke buƙatar canza ɗaukar hoto a cikin Medicare

Bayanin da ke wannan gidan yanar gizon na iya taimaka muku wajen yanke shawara na kanku game da inshora, amma ba a nufin ba da shawara game da sayan ko amfani da kowane inshora ko samfuran inshora. Media na Lafiya ba ya canza kasuwancin inshora ta kowace hanya kuma ba shi da lasisi a matsayin kamfanin inshora ko mai samarwa a cikin kowane ikon Amurka. Media na Lafiya ba ya ba da shawara ko amincewa da wani ɓangare na uku da zai iya ma'amala da kasuwancin inshora.