Yadda Dokar Kula da Lafiyar Amurka zata iya Tasirin Kuɗin Kula da Mata

Wadatacce

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Sooo lokaci yayi da za a duba ku na shekara-shekara a ob-gyn. (Yayyyy, mafi kyawun ranar shekara, daidai?!) To, idan ba ku da farin ciki yanzu, zai iya samun ƙarin damuwa idan shirin kula da lafiyar da aka tsara ya zama gaskiya.

Idan Majalisar Dattijai ta wuce Dokar Kula da Kiwon Lafiya ta Amurka (AHCA), kuna iya tunanin fuskantar wani lissafin ob-gyn na $1,500 (duba raguwa a ƙasa). Wannan a cewar Amino, wani kamfanin kula da lafiya na masu siyar da kayayyaki wanda yayi nazarin ikirarin kiwon lafiya biliyan 9 daga Amurkawa miliyan 225 don kimanta yuwuwar fitar da aljihu a ƙarƙashin AHCA.

Wannan $1,500 ba shine don magance duk wata matsala ta kiwon lafiya ko rikitarwa ba. Kawai don kulawa da haihuwa na mace-da-ni-da-mafi, don hana bayyanar bayyanar mai tsada, abubuwa masu haɗari (haihuwa, ciwon daji, da sauransu). Sauti ya rikice? Mun sani. Kuma ba haka bane.

Anan ne yadda wasu hanyoyin rigakafin na yau da kullun zasu rushe idan AHCA ta zama doka, a cewar Amino. (Ko da yake zai bambanta ta hanyar jiha-duba jadawali don ganin ƙididdigar inda kuke zama.)

• $ 1,000 don IUD. Matsakaicin ƙimar cibiyar sadarwar Amino na Mirena IUD shine $1,111. Skyla IUDs zai kai kusan $983 da Paragard IUDs $1,045.
• $4,000 na tubal ligation (daure tubunan ku), wanda kusan kashi 25 na matan da ke amfani da maganin hana haihuwa suka zaɓi, musamman lokacin da suka yanke shawarar daina haihuwa.
• $250 don daidaitaccen mammogram don duba cutar sankarar mama. (Matan da suka haura shekaru 45 yakamata su sami mammogram kowace shekara zuwa biyu.)
• $ 1,500 don daidaitaccen tsarin mulkin mallaka don duba alamun ciwon daji na hanji. (An ba da shawarar kowace shekara 10 tun daga shekara 50 idan ba ku da haɗarin haɗari, a cewar Cibiyar Ciwon daji ta Amurka.)
• $ 200 don gwajin Pap don duba cutar sankarar mahaifa, wanda a halin yanzu aka ba da shawarar aakalla kowace shekara uku (ko shekara, ga wasu mata).
• $300+ don maganin rigakafi guda ɗaya na HPV wanda ke taimakawa hana kansar mahaifa - kuma kuna buƙatar allurai biyu zuwa uku don kammala cikakken jadawalin alluran don yin tasiri.

Duk da yake waɗannan farashin suna da tsada kowa don biyan kuɗi daga aljihu, a zahiri za su iya haifar da babbar matsalar kuɗi ga mata da yawa; Kashi 44 cikin 100 na matan Amurka sun ce ba za su iya biyan wani lissafin likita da ba zato ba tsammani fiye da dala 100 ba tare da cin bashi ba, a cewar wani bincike da aka yi a duk fadin kasar kan manya Amurkawa 1,000 da Amino ta gudanar da Ipsos a watan Maris. Gaskiyar cewa kowane ɗayan waɗannan matakan kiwon lafiya na rigakafin ya wuce $ 100 labari ne mai ban tsoro ga lafiyar mace. Ka yi tunani kawai: Idan zaɓin yana tsakanin gwajin cutar kansa na zaɓi don $ 200, ko kayan masarufi na wata, kuna mai yiwuwa zuwa zabar kayan masarufi. (BTW, yakamata kowa yayi gwajin HPV kuma yakamata ya sami allurar rigakafin, la'akari da fiye da rabin yawan mutanen da ke da cutar.)

Abin da ake faɗi, idan AHCA ya wuce, farashin ku na ob-gyn ba zai tashi ta atomatik ba. Zai dogara da tsarin kula da lafiyar ku da fa'idodin da yake ba ku. Ofishin Kasafin Kudi na Jam'iyyar yayi kiyasta, duk da haka, zai bar miliyoyin Amurkawa marasa inshora. Abun shine, a ƙarƙashin Obamacare (Dokar Kula da Lafiya), duk tsare-tsaren inshorar lafiya sun kasance bukatared don bayar da "muhimman fa'idodin kiwon lafiya" 10, gami da abubuwa kamar gaggawa da sabis na motar asibiti, magunguna na likitanci, lafiyar kwakwalwa da sabis na rashin amfani da kayan maye, kuma-kun yi tsammani kulawar rigakafin ce. A karkashin AHCA, jihohi za su iya neman masu yin watsi da su don yin watsi da waɗannan ƙa'idodin, ba da damar kamfanonin kiwon lafiya su faɗi ayyukan da tsare -tsaren su ke rufewa da canza farashin ƙima (ko ma musanta ɗaukar hoto) dangane da halin lafiyar wani na yanzu (wani abu Obamacare a yanzu ya hana ). Wannan yana buɗe kofa ga kamfanoni suyi la'akari da abubuwa kamar cin zarafin jima'i da sassan c a matsayin "sharuɗɗan da suka riga sun kasance" da haɓaka farashin inshora saboda shi.

Don haka yayin inshorar lafiyar ku may har yanzu ku rufe IUD ɗin ku cikakke idan an wuce AHCA, babu garantin. Kuma idan ba haka ba (ko kuma idan kun kasance ɗaya daga cikin miliyoyin Amurkawa waɗanda ba za su sami inshora ba) za ku iya fita haya na wata mai zuwa - duk saboda kuna ƙoƙarin zama mace mai girma da ta dace kuma ku kula da jikin ku.

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