Shirye-shiryen Medicare na Arkansas a cikin 2021

Wadatacce

• Menene Medicare?
• Waɗanne tsare-tsaren Amfani da Medicare suke samuwa a cikin Arkansas?
• Wanene ya cancanci Medicare a Arkansas?
• Yaushe zan iya yin rajista a cikin tsare-tsaren Medicare Arkansas?
• Nasihu don yin rajista a Medicare a Arkansas
• Arkansas Medicare albarkatun
• Me zan yi a gaba?

Medicare shine Amurkashirin inshorar lafiya na gwamnati ga manya masu shekaru 65 da haihuwa da mutanen da ke da nakasa ko yanayin kiwon lafiya. A cikin Arkansas, kimanin mutane 645,000 ke samun ɗaukar lafiya ta hanyar Medicare.

Karanta don koyo game da Medicare Arkansas, gami da wanda ya cancanci, yadda za a yi rajista, da kuma yadda za a zaɓi mafi kyawun shirin Medicare don buƙatunka.

Menene Medicare?

Lokacin da kuka yi rajista don Medicare a Arkansas, zaku iya zaɓar ko dai Medicare na asali ko shirin Amfanin Medicare.

Asalin Medicare shine tsarin gargajiya wanda gwamnatin tarayya ke gudanarwa. Shirin yana da sassa biyu, kuma zaku iya rajista ɗaya ko duka:

• Kashi na A (inshorar asibiti). Sashin Kiwon Lafiya na A yana taimaka muku wajen biyan kuɗin zaman asibiti. Hakanan yana ɗaukar nauyin kulawar asibiti, iyakantaccen kiwon lafiya na gida, da ƙarancin ƙwararrun mahimmin kayan kulawa.
• Sashi na B (inshorar lafiya) Sashe na B na Medicare yana ɗaukar nau'ikan hanyoyin kariya da na likita masu mahimmanci. Waɗannan sun haɗa da gwajin jiki, sabis na likita, da gwajin lafiya.

Kamfanoni masu zaman kansu suna ba da ƙarin ɗaukar hoto ga mutanen da ke da asibiti na asali. Kuna iya zaɓi don yin rajista don ɗaya ko duka waɗannan manufofin:

• Sashe na D (ɗaukar magani). Sashe na D yana shirin taimaka muku don biyan kuɗin maganin magani. Ba sa rufe magunguna marasa magani.
• Inshorar ƙarin inshora (Medigap) Shirye-shiryen Medigap sun rufe wasu ko duk kuɗin kuɗin ku na asibiti, biyan kuɗi, da ragi. Wadannan daidaitattun tsare-tsaren an gano su ta haruffa: A, B, C, D, F, G, K, L, M, da N.

Shirye-shiryen Medicare Amfani (Sashe na C) wata hanya ce daban don samun tallafin Medicare. Kamfanoni masu zaman kansu waɗanda ke yin kwangila tare da Medicare ke ba su. Shirye-shiryen Amfanin Medicare yana buƙatar haɗawa da duk sassan Medicare A da B. Waɗannan tsare-tsaren da aka haɗa za su iya ba da ƙarin fa'idodi da yawa, gami da:

• hakori, hangen nesa, ko jin ji
• takardar sayen magani magani
• shirye-shiryen lafiya, kamar mambobin motsa jiki
• sauran ribar lafiya

Waɗanne tsare-tsaren Amfani da Medicare suke samuwa a cikin Arkansas?

A matsayinka na mazaunin Arkansas, kana da zaɓuɓɓuka masu amfani na Medicare. A wannan shekara, zaku iya samun shiri daga kamfanoni masu zuwa:

• Aetna Medicare
• Allwell
• Arkansas Blue Medicare
• Cigna
• Amfanin Lafiya
• Humana
• Lafiya Lasso
• UnitedHealthcare
• WellCare

Waɗannan kamfanonin suna ba da shirye-shirye a cikin ƙananan hukumomi a Arkansas. Koyaya, bayarda shirin Amfanin Medicare ya banbanta da yanki, don haka shigar da takamaiman lambar ZIP ɗinka lokacin neman tsare-tsaren inda kuke zaune.

Wanene ya cancanci Medicare a Arkansas?

Mutane da yawa a cikin Arkansas na iya cancantar aikin likita a shekara 65. Za ku cancanci lokacin da kuka cika shekaru 65 muddin ɗayan masu zuwa gaskiya ne:

• kun riga kun sami fa'idodin ritaya na Social Security ko kun cancanci su
• kai ɗan ƙasa ne ko mazaunin Amurka na dindindin

Kuna iya samun Medicare kafin shekaru 65 na haihuwa. Kun cancanci kowane zamani idan kun:

• sun sami fa'idodin Inshorar Rashin Lafiya na Tsaro (SSDI) aƙalla watanni 24
• suna da ƙarshen ƙwayar koda (ESRD)
• suna da amyotrophic lateral sclerosis (ALS)

Yaushe zan iya yin rajista a cikin tsare-tsaren Medicare Arkansas?

Idan kun cancanci Medicare, akwai lokuta da yawa a cikin shekara lokacin da zaku iya shiga cikin shirin Medicare. Anan akwai lokacin yin rajista na Medicare:

• Rijista na farko Kuna iya yin rajista a cikin sassan Medicare A da B daga watanni uku kafin har zuwa watanni uku bayan shekaru 65.
• Rijistar Medigap Kuna iya yin rajista a cikin ƙarin manufofin Medigap na tsawon watanni 6 bayan kun cika shekaru 65.
• Janar yin rajista. Kuna iya yin rajista a cikin shirin Medicare ko shirin Amfani da Medicare kowace shekara daga 1 ga Janairu zuwa 31 ga Maris idan ba ku yi rajista ba lokacin da kuka fara cancanta.
• Rijistar Medicare Part D Kuna iya yin rajista a cikin shirin Sashi na D kowace shekara daga Afrilu 1 zuwa Yuni 30 idan ba ku yi rajista ba lokacin da kuka fara cancanta.
• Bude rajista. Kuna iya yin rajista, fita daga, ko canza shirinku na Medicare Sashe na C ko Sashi na D kowace shekara daga Oktoba 15 zuwa 7 ga Disamba, a lokacin buɗe rajistar.
• Rijista na musamman. A karkashin yanayi na musamman, zaku iya cancanta don lokacin yin rajista na musamman na watanni 8.

Nasihu don yin rajista a Medicare a Arkansas

Akwai tsare-tsaren Amfani da Medicare da yawa a cikin Arkansas. Don taƙaita zaɓinku, kiyaye waɗannan abubuwa a zuciya:

• Verageaukar hoto. Yawancin tsare-tsaren Amfani da Medicare suna ba da ɗaukar hoto wanda asalin Medicare bai yi ba, kamar haƙori, hangen nesa, da ɗaukar ji. Yi jerin abubuwan fa'idodin da kuke so, ku koma zuwa gare su yayin da kuke kwatanta tsare-tsaren.
• Shirya aiki. Kowace shekara, Cibiyoyin Kula da Magunguna da Sabis ɗin Kula da Lafiya (CMS) suna wallafa bayanan aikin don shirin Medicare. An tsara shirye-shirye daga taurari ɗaya zuwa 5, tare da 5 sune mafi kyau.
• Kudaden daga-aljihu. Farashin farashi, ragin kudi, biyan kudi, da kuma bada rance zai shafi yadda kuka biya don lafiyar ku. Kuna iya amfani da kayan aikin nemo shirin Medicare don kwatanta farashin don takamaiman tsare-tsaren Amfani da Medicare.
• Cibiyar sadarwar. Don amfani da yourarin lafiyar ku na Medicare, kuna iya buƙatar samun kulawa daga likitoci, kwararru, da asibitoci a cikin hanyar sadarwar shirin. Kafin zaɓar tsari, tabbatar cewa likitocin ka suna cikin hanyar sadarwa.
• Hanyar tafiye-tafiye. Shirye-shiryen Amfanin Medicare koyaushe baya rufe kulawar da kuka samu a wajen yankin sabis ɗin shirin. Idan kai mai yawan tafiye-tafiye ne, ka tabbata cewa shirinka zai rufe ka yayin da kake nesa da gida.

Arkansas Medicare albarkatun

Idan kana da tambayoyi game da shirin Medicare a Arkansas, zaku iya tuntuɓar:

• Gwamnatin Tsaro ta Jama'a (800-772-1213)
• Shirin Taimakon Inshorar Kiwon Lafiya na Jihar Arkansas (SHIIP) (501-371-2782)

Me zan yi a gaba?

Lokacin da ka shirya yin rajista a cikin shirin na Medicare, zaka iya:

• Yi rijista don sassan Medicare A da B ta hanyar Tsaro na Tsaro. Kuna iya zaɓar yin rajista ta kan layi, da kanku, ko ta waya.
• Yi amfani da mai neman shirin Medicare don siyayya don tsare-tsaren Fa'idodin Medicare a Arkansas. Wannan kayan aikin yana taimaka muku kwatanta fa'idodi da farashin kowane shirin.

An sabunta wannan labarin a Nuwamba 10, 2020, don yin tunani game da 2021 bayanin Medicare.

Bayanin da ke wannan gidan yanar gizon na iya taimaka muku wajen yanke shawara na kanku game da inshora, amma ba a nufin ba da shawara game da sayan ko amfani da kowane inshora ko samfuran inshora. Media na Lafiya ba ya canza kasuwancin inshora ta kowace hanya kuma ba shi da lasisi a matsayin kamfanin inshora ko mai samarwa a cikin kowane ikon Amurka. Media na Lafiya ba ya ba da shawara ko amincewa da wani ɓangare na uku da zai iya ma'amala da kasuwancin inshora.